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United Kingdom Income Tax Calculator
The United Kingdom applies PAYE income tax brackets (20%, 40%, 45%) above the Personal Allowance, along with Class 1 National Insurance contributions.
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GLOBAL TAKE-HOME LEADERBOARD
Sorted from lowest tax burden (highest net) to highest tax burden
| Rank | Country | Net Take-Home | Effective Rate | Total Deductions |
|---|
Enter two salaries and pick a country to see who keeps more net cash per month
Income Tax Brackets & Social Security
| # | Taxable Band | Tax Rate |
|---|---|---|
| 1 | Up to £14,500 | 0.0% |
| 2 | £14,500 – £57,000 | 20.0% |
| 3 | £57,000 – £140,000 | 40.0% |
| 4 | Above £140,000 | 45.0% |
Frequently Asked Questions about Taxes in United Kingdom
What is the UK Personal Allowance?
The standard UK Personal Allowance is £12,570 (modeled up to ~£14,500 with reliefs), allowing zero income tax on the lowest band of earnings.
What is National Insurance (NIC) in the UK?
Class 1 National Insurance is an employee payroll deduction (historically 8-10%) funding state pension and NHS services.
What is the UK 60% tax trap between £100,000 and £125,140?
For every £2 earned above £100,000, the Personal Allowance is reduced by £1, creating an effective marginal rate of 60% in that bracket.
How is UK tax collected from employees?
Taxes and National Insurance are deducted directly each month by the employer via the Pay As You Earn (PAYE) system.